The Manulife insurance policy is worth every penny. It was not me that got sick but my travelling companion. We both got our funds back from Manulife within 4 weeks.
I knew you (Christine) would be able to help Elisabeth with her travel plans and you certainly did. You took all the headaches out of travel planning and provided her with outstanding suggestions :) Thanks again for your help. I'll certainly be in contact with you again in future.